:root {
  --ink: #0d1733;
  --muted: #5f6b83;
  --surface: #ffffff;
  --surface-soft: #f5f7fb;
  --line: #dfe5ef;
  --navy: #0b1736;
  --blue: #245cf5;
  --blue-dark: #1848c9;
  --mint: #d8f7ea;
  --green: #0f8b5f;
  --shadow: 0 22px 60px rgba(14, 28, 63, .12);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--surface);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button { cursor: pointer; }
.shell { width: min(1160px, calc(100% - 36px)); margin: 0 auto; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 100; background: #fff; padding: 10px 14px; border-radius: 8px; box-shadow: var(--shadow); }
.skip-link:focus { top: 12px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.92); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(223,229,239,.8); }
.nav-wrap { height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; letter-spacing: -.02em; }
.brand-mark { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 11px; color: #fff; background: linear-gradient(145deg, var(--blue), #4c7bff); font-size: 12px; letter-spacing: .04em; }
.nav-links { display: flex; gap: 24px; font-size: 14px; color: #3f4b65; }
.nav-links a:hover { color: var(--blue); }

.hero { position: relative; overflow: hidden; padding: 82px 0 74px; background: radial-gradient(circle at 80% 20%, rgba(36,92,245,.12), transparent 33%), linear-gradient(180deg, #fbfcff 0%, #f3f6fb 100%); border-bottom: 1px solid var(--line); }
.hero::before { content: ""; position: absolute; width: 520px; height: 520px; border-radius: 50%; border: 1px solid rgba(36,92,245,.08); right: -220px; top: -220px; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(330px, .75fr); align-items: center; gap: 74px; }
.eyebrow { display: inline-block; color: var(--blue); font-size: 12px; line-height: 1.2; font-weight: 800; letter-spacing: .14em; }
h1, h2, h3 { margin: 0; letter-spacing: -.035em; }
h1 { margin-top: 16px; font-size: clamp(46px, 6vw, 76px); line-height: .98; max-width: 800px; }
h2 { font-size: clamp(34px, 4vw, 50px); line-height: 1.05; }
h3 { font-size: 22px; line-height: 1.2; }
.hero-lead { max-width: 720px; margin: 24px 0 0; color: var(--muted); font-size: 20px; line-height: 1.6; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 20px; border-radius: 12px; border: 1px solid transparent; font-weight: 750; transition: .2s ease; }
.button:hover { transform: translateY(-1px); }
.button-primary { color: #fff; background: var(--blue); box-shadow: 0 10px 24px rgba(36,92,245,.22); }
.button-primary:hover { background: var(--blue-dark); }
.button-ghost { background: #fff; border-color: var(--line); color: var(--ink); }
.button-light { background: #fff; color: var(--navy); }
.button-full { width: 100%; }
.trust-row { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 24px; color: #506078; font-size: 13px; font-weight: 700; }

.hero-card { position: relative; padding: 26px; border-radius: var(--radius-lg); color: #fff; background: var(--navy); box-shadow: 0 30px 70px rgba(11,23,54,.24); }
.hero-card::after { content: ""; position: absolute; inset: 12px; border: 1px solid rgba(255,255,255,.07); border-radius: 20px; pointer-events: none; }
.hero-card-top { display: flex; align-items: center; gap: 9px; color: #cbd5ea; font-size: 13px; font-weight: 700; }
.status-dot { width: 8px; height: 8px; border-radius: 50%; background: #50d59d; box-shadow: 0 0 0 5px rgba(80,213,157,.12); }
.mini-total { display: flex; flex-direction: column; gap: 4px; padding: 24px 0 20px; }
.mini-total small { color: #9facc7; }
.mini-total strong { font-size: 32px; letter-spacing: -.04em; }
.mini-list { list-style: none; margin: 0; padding: 0; border-top: 1px solid rgba(255,255,255,.10); }
.mini-list li { display: flex; justify-content: space-between; gap: 20px; padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.08); font-size: 13px; }
.mini-list span { color: #bac5dc; }
.mini-list b { color: #fff; }
.tiny-note { margin: 18px 0 0; color: #9facc7; font-size: 12px; }

.calculator-section { padding: 92px 0; }
.section-heading { max-width: 760px; margin-bottom: 36px; }
.section-heading h2 { margin-top: 10px; }
.section-heading p { margin: 16px 0 0; color: var(--muted); font-size: 17px; }
.section-heading.compact { margin-bottom: 28px; }
.calculator-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(330px, .75fr); align-items: start; gap: 28px; }
.calculator-card { border: 1px solid var(--line); border-radius: var(--radius-lg); background: #fff; box-shadow: 0 18px 50px rgba(14,28,63,.07); overflow: hidden; }
.form-section { padding: 30px; }
.form-section + .form-section { border-top: 1px solid var(--line); }
.form-section-head { display: flex; gap: 14px; margin-bottom: 24px; }
.form-section-head h3 { font-size: 20px; }
.form-section-head p { margin: 5px 0 0; color: var(--muted); font-size: 13px; }
.step-number { flex: 0 0 auto; display: grid; place-items: center; width: 32px; height: 32px; border-radius: 10px; color: var(--blue); background: #edf2ff; font-size: 12px; font-weight: 850; }
.field-grid { display: grid; gap: 16px; }
.field-grid + .field-grid { margin-top: 16px; }
.two-col { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.field { display: flex; flex-direction: column; gap: 8px; }
.field-wide { margin-bottom: 18px; }
.field > span { font-size: 13px; font-weight: 750; color: #33415c; }
.field small { color: #7a859a; font-size: 11px; line-height: 1.4; }
input, select { width: 100%; min-height: 48px; border: 1px solid #cfd7e5; border-radius: 11px; padding: 0 13px; color: var(--ink); background: #fff; outline: none; transition: border-color .15s, box-shadow .15s; }
input:focus, select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(36,92,245,.10); }
.money-input, .suffix-input { position: relative; display: flex; align-items: center; }
.money-input > span { position: absolute; left: 14px; color: #6e7a91; font-weight: 700; pointer-events: none; }
.money-input input { padding-left: 30px; }
.suffix-input > span { position: absolute; right: 12px; color: #6e7a91; font-size: 12px; font-weight: 700; pointer-events: none; }
.suffix-input input { padding-right: 52px; }
.form-footer { display: flex; justify-content: space-between; gap: 16px; align-items: center; min-height: 62px; padding: 12px 30px; background: var(--surface-soft); border-top: 1px solid var(--line); }
.form-message { margin: 0; color: #a13d3d; font-size: 12px; font-weight: 650; }
.text-button { border: 0; padding: 6px; color: var(--blue); background: transparent; font-size: 12px; font-weight: 800; }

.result-card { position: sticky; top: 94px; padding: 26px; border-radius: var(--radius-lg); color: #fff; background: linear-gradient(160deg, #0b1736 0%, #10275f 100%); box-shadow: var(--shadow); }
.result-topline { display: flex; justify-content: space-between; align-items: start; gap: 16px; }
.result-topline .eyebrow { color: #8eb0ff; }
.result-topline h3 { margin-top: 6px; font-size: 18px; }
.confidence-chip { flex: 0 0 auto; padding: 7px 10px; border-radius: 999px; color: #baf5dd; background: rgba(44,204,139,.12); border: 1px solid rgba(80,213,157,.24); font-size: 10px; font-weight: 800; letter-spacing: .03em; }
.big-result { padding: 28px 0 24px; border-bottom: 1px solid rgba(255,255,255,.10); }
.big-result > span { color: #aab7d2; font-size: 13px; }
.big-result strong { display: block; margin: 5px 0 2px; font-size: clamp(42px, 5vw, 58px); line-height: 1; letter-spacing: -.05em; }
.big-result small { color: #aab7d2; }
.breakdown { padding: 16px 0; }
.breakdown-row { display: flex; justify-content: space-between; gap: 20px; padding: 9px 0; font-size: 13px; }
.breakdown-row span { color: #b7c3dc; }
.breakdown-row b { text-align: right; }
.loan-summary { display: flex; justify-content: space-between; gap: 20px; padding: 14px 0; border-top: 1px solid rgba(255,255,255,.10); color: #c9d3e8; font-size: 13px; }
.loan-summary b { color: #fff; }
.result-actions { padding-top: 14px; }
.copy-status { min-height: 18px; margin: 7px 0 0; text-align: center; color: #baf5dd; font-size: 11px; }
.result-disclaimer { margin-top: 12px; padding: 15px; border-radius: 14px; color: #b8c4dc; background: rgba(255,255,255,.06); font-size: 11px; }
.result-disclaimer b { color: #fff; }
.result-disclaimer p { margin: 5px 0 0; }

.value-section { padding: 84px 0; background: var(--surface-soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.feature-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.feature-card { padding: 26px; border: 1px solid var(--line); border-radius: var(--radius-md); background: #fff; }
.feature-icon { display: inline-grid; place-items: center; width: 36px; height: 36px; margin-bottom: 26px; border-radius: 10px; color: var(--blue); background: #edf2ff; font-size: 11px; font-weight: 850; }
.feature-card h3 { font-size: 19px; }
.feature-card p { margin: 10px 0 0; color: var(--muted); font-size: 14px; }

.source-section { padding: 90px 0; }
.source-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; align-items: start; }
.source-grid h2 { margin-top: 10px; }
.source-grid > div:first-child p { color: var(--muted); font-size: 16px; }
.source-list { border: 1px solid var(--line); border-radius: var(--radius-md); overflow: hidden; }
.source-list > div { display: grid; grid-template-columns: .9fr 1.1fr; gap: 18px; padding: 20px 22px; }
.source-list > div + div { border-top: 1px solid var(--line); }
.source-list b { font-size: 14px; }
.source-list span { color: var(--muted); font-size: 13px; }

.cta-section { padding: 0 0 86px; }
.cta-card { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 38px 42px; border-radius: var(--radius-lg); color: #fff; background: var(--blue); }
.cta-card .eyebrow { color: #c9d8ff; }
.cta-card h2 { margin-top: 8px; max-width: 760px; font-size: clamp(30px, 3.4vw, 44px); }

.site-footer { padding: 50px 0 22px; color: #c8d1e4; background: var(--navy); }
.footer-grid { display: flex; justify-content: space-between; gap: 30px; }
.footer-brand { color: #fff; }
.footer-grid p { max-width: 430px; color: #8f9dbc; font-size: 13px; }
.footer-links { display: flex; gap: 22px; align-items: flex-start; font-size: 13px; }
.footer-links a:hover { color: #fff; }
.footer-bottom { margin-top: 34px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.10); color: #7f8da9; font-size: 11px; }

.page-hero { padding: 72px 0 48px; background: var(--surface-soft); border-bottom: 1px solid var(--line); }
.page-hero h1 { max-width: 840px; font-size: clamp(40px, 5vw, 64px); }
.page-hero p { max-width: 760px; color: var(--muted); font-size: 18px; }
.content-page { padding: 58px 0 90px; }
.prose { max-width: 780px; }
.prose h2 { margin: 42px 0 14px; font-size: 30px; }
.prose h3 { margin: 28px 0 10px; font-size: 20px; }
.prose p, .prose li { color: #4f5c73; }
.prose li + li { margin-top: 7px; }
.notice { padding: 18px 20px; border-left: 4px solid var(--blue); border-radius: 0 12px 12px 0; background: #f2f5ff; color: #34415c; }

@media (max-width: 900px) {
  .hero-grid, .calculator-grid, .source-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 62px; }
  .hero-grid { gap: 42px; }
  .result-card { position: static; }
  .feature-grid { grid-template-columns: 1fr; }
  .source-grid { gap: 34px; }
  .cta-card { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 640px) {
  .shell { width: min(100% - 24px, 1160px); }
  .nav-wrap { height: 62px; }
  .nav-links:not(.nav-links-home) a:not(:first-child) { display: none; }
  .nav-links-home a:not(.nav-rentals):not([href="#calculator"]) { display: none; }
  .nav-links-home a[href="#calculator"] { display: inline-flex; }
  .brand { font-size: 14px; }
  .brand-mark { width: 32px; height: 32px; }
  .hero { padding: 46px 0 50px; }
  h1 { font-size: 45px; }
  .hero-lead { font-size: 17px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .trust-row { display: grid; grid-template-columns: 1fr; gap: 7px; }
  .calculator-section, .value-section, .source-section { padding: 64px 0; }
  .section-heading p { font-size: 15px; }
  .form-section { padding: 22px 18px; }
  .two-col { grid-template-columns: 1fr; }
  .form-footer { padding: 12px 18px; }
  .result-card { padding: 22px 18px; border-radius: 22px; }
  .result-topline { align-items: center; }
  .big-result strong { font-size: 48px; }
  .source-list > div { grid-template-columns: 1fr; gap: 4px; }
  .cta-card { padding: 30px 24px; }
  .footer-grid { flex-direction: column; }
  .footer-links { flex-wrap: wrap; }
}


/* Rental finder: prominent, responsive and accessible */
.nav-links .nav-rentals {
  padding: 9px 13px;
  color: #fff;
  border-radius: 10px;
  background: var(--blue);
  font-weight: 800;
}
.nav-links .nav-rentals:hover { color: #fff; background: var(--blue-dark); }
.button-rental {
  color: #123b2c;
  background: #d8f7ea;
  border-color: #b7ead4;
}
.button-rental:hover { background: #c5f1df; }
.rental-section {
  padding: 72px 0;
  border-bottom: 1px solid var(--line);
  background: linear-gradient(135deg, #f5f8ff 0%, #edf8f4 100%);
}
.rental-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, .85fr);
  align-items: center;
  gap: 48px;
}
.rental-copy h2 { margin-top: 12px; max-width: 570px; }
.rental-copy p { max-width: 610px; color: var(--muted); font-size: 16px; }
.rental-points { display: grid; gap: 9px; margin-top: 22px; color: #34566a; font-size: 13px; font-weight: 700; }
.rental-search-card {
  padding: 28px;
  border: 1px solid #d9e4f0;
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow);
}
.rental-search-card label { display: block; margin-bottom: 10px; font-size: 15px; font-weight: 800; }
.rental-input-wrap {
  min-height: 54px;
  display: grid;
  grid-template-columns: 34px minmax(0,1fr);
  align-items: center;
  border: 1px solid #cfd8e7;
  border-radius: 12px;
  background: #fff;
}
.rental-input-wrap span { text-align: center; color: var(--blue); font-size: 21px; }
.rental-input-wrap input { width: 100%; min-width: 0; height: 52px; padding: 0 12px 0 0; border: 0; outline: 0; background: transparent; }
.rental-input-wrap:focus-within { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(36,92,245,.12); }
.rental-help { min-height: 18px; margin: 9px 0 16px; color: var(--muted); font-size: 12px; }
.rental-search-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.rental-search-actions .button { min-height: 46px; padding: 0 12px; font-size: 13px; }
.button-outline { color: var(--ink); border-color: var(--line); background: #fff; }
.button-outline:hover { border-color: var(--blue); color: var(--blue); }
.rental-search-card > small { display: block; margin-top: 16px; color: #68758c; font-size: 11px; line-height: 1.5; }
.brand-mark { font-size: 25px; line-height: 1; }
@media (max-width: 900px) {
  .rental-grid { grid-template-columns: 1fr; gap: 28px; }
}
@media (max-width: 640px) {
  .nav-links .nav-rentals { padding: 7px 9px; font-size: 12px; }
  .rental-section { padding: 54px 0; }
  .rental-search-card { padding: 22px 18px; }
  .rental-search-actions { grid-template-columns: 1fr; }
  .hero-actions .button-rental { width: 100%; }
}

/* TRUE-HOME-COST-PREMIUM-THEME */
:root {
  --premium-ink: #0a1630;
  --premium-muted: #66748d;
  --premium-blue: #285df5;
  --premium-blue-2: #1746d2;
  --premium-cyan: #2ca6ff;
  --premium-line: #e3e9f2;
  --premium-soft: #f5f8fc;
  --premium-dark: #07142f;
  --premium-radius: 24px;
  --premium-shadow: 0 24px 70px rgba(8, 25, 58, .10);
}

body {
  color: var(--premium-ink);
  background: #fbfcfe;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: -1;
  background:
    radial-gradient(circle at 8% 4%, rgba(40, 93, 245, .055), transparent 26%),
    radial-gradient(circle at 92% 38%, rgba(44, 166, 255, .045), transparent 24%);
}

.shell { width: min(1180px, calc(100% - 40px)); }

.site-header {
  background: rgba(251, 252, 254, .84);
  border-bottom: 1px solid rgba(218, 226, 238, .78);
  box-shadow: 0 4px 22px rgba(7, 20, 47, .035);
}

.nav-wrap { height: 76px; }
.brand { font-size: 16px; }
.brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: linear-gradient(145deg, var(--premium-blue), var(--premium-cyan));
  box-shadow: 0 8px 20px rgba(40, 93, 245, .24);
}
.nav-links { gap: 28px; font-weight: 650; }
.nav-links a { position: relative; padding: 8px 0; }
.nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: 2px;
  height: 2px;
  border-radius: 2px;
  background: var(--premium-blue);
  transition: right .2s ease;
}
.nav-links a:hover::after { right: 0; }

.hero {
  padding: 96px 0 86px;
  background:
    radial-gradient(circle at 72% 12%, rgba(40, 93, 245, .13), transparent 27%),
    radial-gradient(circle at 96% 72%, rgba(44, 166, 255, .09), transparent 25%),
    linear-gradient(180deg, #ffffff 0%, #f4f7fb 100%);
}
.hero::before {
  width: 620px;
  height: 620px;
  right: -300px;
  top: -280px;
  border-color: rgba(40, 93, 245, .09);
}
.hero-grid { grid-template-columns: minmax(0, 1.12fr) minmax(350px, .72fr); gap: 82px; }
.eyebrow { font-size: 11px; letter-spacing: .17em; }
h1 { font-size: clamp(48px, 6.3vw, 82px); line-height: .96; letter-spacing: -.055em; max-width: 820px; }
h2 { letter-spacing: -.045em; }
.hero-lead { max-width: 700px; color: #64728a; font-size: 19px; line-height: 1.65; }
.hero-actions { margin-top: 34px; }
.button {
  min-height: 52px;
  padding: 0 22px;
  border-radius: 13px;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease;
}
.button-primary {
  background: linear-gradient(135deg, var(--premium-blue), var(--premium-blue-2));
  box-shadow: 0 12px 26px rgba(40, 93, 245, .22);
}
.button-primary:hover { box-shadow: 0 16px 32px rgba(40, 93, 245, .28); }
.button-ghost { border-color: #d6deeb; background: rgba(255,255,255,.82); }
.trust-row { gap: 22px; color: #52617a; }

.hero-card {
  padding: 30px;
  border-radius: 26px;
  background:
    radial-gradient(circle at 85% 0%, rgba(63, 143, 255, .22), transparent 34%),
    linear-gradient(155deg, #081733 0%, #0d285b 100%);
  box-shadow: 0 32px 80px rgba(7, 20, 47, .22);
}
.hero-card::after { inset: 10px; border-radius: 20px; border-color: rgba(255,255,255,.08); }
.mini-total { padding: 28px 0 22px; }
.mini-total strong { font-size: 35px; }
.mini-list li { padding: 15px 0; }

.calculator-section { padding: 100px 0; background: #fbfcfe; }
.section-heading { max-width: 820px; margin-bottom: 42px; }
.section-heading p { color: #68758c; font-size: 16px; line-height: 1.7; }
.calculator-grid { grid-template-columns: minmax(0, 1.28fr) minmax(350px, .72fr); gap: 30px; }
.calculator-card {
  border: 1px solid #e0e7f0;
  border-radius: 26px;
  box-shadow: 0 20px 55px rgba(8, 25, 58, .075);
}
.form-section { padding: 34px; }
.form-section-head { gap: 15px; margin-bottom: 26px; }
.form-section-head h3 { font-size: 19px; }
.step-number {
  width: 34px;
  height: 34px;
  border-radius: 11px;
  color: #fff;
  background: linear-gradient(145deg, var(--premium-blue), var(--premium-cyan));
  box-shadow: 0 7px 16px rgba(40, 93, 245, .18);
}
.field > span { color: #263754; font-size: 12px; letter-spacing: .01em; }
input, select {
  min-height: 52px;
  border-color: #d4ddea;
  border-radius: 13px;
  background: #fbfcff;
  box-shadow: inset 0 1px 2px rgba(10, 22, 48, .02);
}
input:hover, select:hover { border-color: #b9c6d9; }
input:focus, select:focus {
  border-color: var(--premium-blue);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(40, 93, 245, .09), 0 5px 16px rgba(8, 25, 58, .05);
}
.form-footer { padding: 13px 34px; background: #f7f9fc; }

.result-card {
  top: 96px;
  padding: 30px;
  border-radius: 26px;
  background:
    radial-gradient(circle at 90% 0%, rgba(54, 138, 255, .25), transparent 31%),
    linear-gradient(160deg, #07152f 0%, #102c63 100%);
  box-shadow: 0 28px 75px rgba(7, 20, 47, .22);
}
.result-card::before {
  content: "LIVE CALCULATION";
  display: inline-block;
  margin-bottom: 18px;
  padding: 6px 9px;
  border: 1px solid rgba(126, 178, 255, .20);
  border-radius: 999px;
  color: #9fc0ff;
  background: rgba(83, 144, 255, .08);
  font-size: 9px;
  font-weight: 850;
  letter-spacing: .14em;
}
.big-result { padding: 22px 0 26px; }
.big-result strong { font-size: clamp(44px, 5vw, 62px); }
.breakdown { padding: 17px 0; }
.breakdown-row { padding: 10px 0; }
.result-actions .button-primary { box-shadow: 0 12px 28px rgba(40, 93, 245, .24); }
.result-disclaimer { border: 1px solid rgba(255,255,255,.07); background: rgba(255,255,255,.045); }

.value-section {
  padding: 92px 0;
  background: linear-gradient(180deg, #f4f7fb 0%, #f8fafd 100%);
}
.feature-grid { gap: 20px; }
.feature-card {
  min-height: 215px;
  padding: 30px;
  border-color: #e1e7f0;
  border-radius: 22px;
  box-shadow: 0 12px 35px rgba(8, 25, 58, .045);
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.feature-card:hover { transform: translateY(-4px); border-color: #cbd7e8; box-shadow: 0 20px 42px rgba(8, 25, 58, .08); }
.feature-icon {
  width: 40px;
  height: 40px;
  margin-bottom: 30px;
  border-radius: 12px;
  color: #fff;
  background: linear-gradient(145deg, var(--premium-blue), var(--premium-cyan));
  box-shadow: 0 8px 18px rgba(40, 93, 245, .18);
}

.source-section { padding: 100px 0; background: #fff; }
.source-grid { gap: 82px; }
.source-list { border-color: #e1e7f0; border-radius: 20px; box-shadow: 0 15px 45px rgba(8,25,58,.05); }
.source-list > div { padding: 21px 24px; }

.cta-section { padding: 0 0 96px; background: #fff; }
.cta-card {
  position: relative;
  overflow: hidden;
  padding: 46px 50px;
  border-radius: 26px;
  background:
    radial-gradient(circle at 88% 0%, rgba(83, 177, 255, .30), transparent 32%),
    linear-gradient(135deg, #1748d5 0%, #285df5 55%, #1768d9 100%);
  box-shadow: 0 26px 65px rgba(40, 93, 245, .20);
}
.cta-card::after {
  content: "";
  position: absolute;
  width: 260px;
  height: 260px;
  right: -100px;
  bottom: -150px;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 50%;
}
.cta-card .button-light { position: relative; z-index: 1; min-width: 190px; }

.site-footer { padding-top: 58px; }
.footer-links { font-weight: 650; }

.page-hero {
  padding: 82px 0 54px;
  background:
    radial-gradient(circle at 75% 20%, rgba(40,93,245,.10), transparent 28%),
    #f5f8fc;
}

@media (max-width: 900px) {
  .hero-grid, .calculator-grid, .source-grid { grid-template-columns: 1fr; gap: 34px; }
  .hero { padding: 72px 0 64px; }
  .hero-card { max-width: 620px; }
  .result-card { position: relative; top: auto; }
  .source-grid { gap: 36px; }
}

@media (max-width: 680px) {
  .shell { width: min(100% - 28px, 560px); }
  .nav-wrap { height: 66px; }
  .nav-links { gap: 15px; font-size: 12px; }
  .nav-links a:nth-child(3) { display: none; }
  .hero { padding: 58px 0 48px; }
  h1 { font-size: clamp(42px, 13vw, 60px); }
  .hero-lead { font-size: 17px; }
  .hero-actions { display: grid; grid-template-columns: 1fr; }
  .hero-actions .button { width: 100%; }
  .trust-row { display: grid; gap: 8px; font-size: 12px; }
  .calculator-section, .value-section, .source-section { padding: 70px 0; }
  .form-section { padding: 24px 20px; }
  .two-col, .feature-grid { grid-template-columns: 1fr; }
  .form-footer { padding: 12px 20px; }
  .result-card { padding: 24px 20px; }
  .big-result strong { font-size: 46px; }
  .source-list > div { grid-template-columns: 1fr; gap: 4px; }
  .cta-section { padding-bottom: 70px; }
  .cta-card { align-items: flex-start; flex-direction: column; padding: 32px 26px; }
  .cta-card .button-light { width: 100%; }
  .footer-grid { flex-direction: column; }
  .footer-links { flex-wrap: wrap; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; }
}


/* FINAL BRAND SYSTEM — TRUST NAVY & GOLD
   Loaded after the base stylesheet by scripts/build-theme.js. */
:root {
  --premium-ink: #17243d;
  --premium-muted: #657086;
  --premium-blue: #18345d;
  --premium-blue-2: #142747;
  --premium-cyan: #b48a3b;
  --premium-line: #e2e5eb;
  --premium-soft: #f4f5f8;
  --premium-dark: #101f38;
  --premium-radius: 14px;
  --premium-shadow: 0 20px 55px rgba(20,39,71,.12);
  --ink: #17243d;
  --muted: #657086;
  --surface: #fffefa;
  --surface-soft: #f3f4f7;
  --line: #e2e5eb;
  --navy: #142747;
  --blue: #18345d;
  --blue-dark: #102544;
  --mint: #f4e8c7;
  --green: #b48a3b;
}
body { color:#17243d; background:#fffefa; }
body::before {
  background:
    radial-gradient(circle at 8% 4%, rgba(180,138,59,.055), transparent 26%),
    radial-gradient(circle at 92% 38%, rgba(20,39,71,.045), transparent 24%);
}
.site-header { background:rgba(255,254,250,.97); border-bottom:1px solid #e4e5e8; box-shadow:0 3px 18px rgba(20,39,71,.045); }
.brand { color:#142747; font-family:Georgia,"Times New Roman",serif; font-weight:700; letter-spacing:-.035em; }
.brand-mark { background:#142747; color:#e6c77f; border-radius:8px; box-shadow:none; }
.nav-links { color:#35445e; }
.nav-links a:hover { color:#a77d31; }
.nav-links a::after { background:#b48a3b; }
.nav-links .nav-rentals, .nav-links .rentals-nav-link { color:#fff; background:#142747; border-radius:7px; }
.nav-links .nav-rentals:hover, .nav-links .rentals-nav-link:hover { color:#fff; background:#203d68; }
.hero { background:linear-gradient(120deg,#f8f7f3 0%,#f0f2f6 100%); border-bottom:1px solid #e1e4ea; }
.hero::before { border-color:rgba(180,138,59,.18); }
.eyebrow { color:#a47a31; letter-spacing:.15em; }
h1,h2,h3 { color:#142747; }
h1,h2 { font-family:Georgia,"Times New Roman",serif; font-weight:600; }
.hero-lead { color:#5e6a80; }
.button { border-radius:7px; }
.button-primary { color:#fff; background:#142747; border-color:#142747; box-shadow:0 7px 18px rgba(20,39,71,.14); }
.button-primary:hover { color:#fff; background:#203d68; box-shadow:0 10px 22px rgba(20,39,71,.18); }
.button-ghost,.button-outline { color:#142747; background:#fffefa; border-color:#bfc8d6; }
.button-ghost:hover,.button-outline:hover { color:#142747; border-color:#b48a3b; background:#fbf8ef; }
.button-rental { color:#142747; background:#f4e8c7; border-color:#e7d4a4; }
.button-rental:hover { background:#eddbad; }
.trust-row { color:#53617a; }
.hero-card { border:1px solid rgba(230,199,127,.28); border-radius:15px; background:linear-gradient(145deg,#142747 0%,#203d68 100%); box-shadow:0 24px 58px rgba(20,39,71,.2); }
.hero-card::after { border-color:rgba(230,199,127,.18); }
.status-dot { background:#e0bd70; }
.mini-total strong { color:#fff; font-family:Georgia,"Times New Roman",serif; }
.calculator-section,.source-section { background:#fffefa; }
.section-heading p { color:#657086; }
.calculator-card,.rental-search-card { border:1px solid #e0e4eb; border-radius:14px; background:#fff; box-shadow:0 13px 38px rgba(20,39,71,.065); }
.form-section { border-color:#e8eaf0; }
.step-number,.feature-icon { color:#142747; background:#f4e8c7; border-radius:7px; box-shadow:none; }
.field>span { color:#263957; }
input,select { color:#17243d; background:#fff; border-color:#cbd3df; border-radius:7px; }
input:focus,select:focus,.rental-input-wrap:focus-within { border-color:#b48a3b; box-shadow:0 0 0 3px rgba(180,138,59,.13); }
.form-footer { background:#f5f6f8; border-color:#e2e5eb; }
.text-button { color:#18345d; }
.result-card { border:1px solid rgba(230,199,127,.24); border-radius:15px; background:linear-gradient(150deg,#142747 0%,#203d68 100%); box-shadow:0 22px 55px rgba(20,39,71,.2); }
.result-card::before { color:#e6c77f; border-color:rgba(230,199,127,.28); background:rgba(230,199,127,.12); }
.result-topline .eyebrow { color:#e6c77f; }
.confidence-chip { color:#f5e7bf; background:rgba(230,199,127,.12); border-color:rgba(230,199,127,.28); }
.big-result strong,.breakdown-row b,.loan-summary b { color:#fff; font-family:Georgia,"Times New Roman",serif; }
.breakdown-row span,.loan-summary,.result-disclaimer { color:#d2dced; }
.result-disclaimer { border-color:rgba(255,255,255,.12); background:rgba(255,255,255,.055); }
.value-section,.page-hero { background:#f3f4f7; border-color:#e1e4ea; }
.feature-card { border:1px solid #e1e4ea; border-radius:12px; background:#fffefa; box-shadow:0 8px 24px rgba(20,39,71,.04); }
.feature-card:hover { border-color:#d5bd83; box-shadow:0 13px 28px rgba(20,39,71,.08); }
.source-list { border-color:#e1e4ea; border-radius:12px; }
.source-list>div+div { border-color:#e8eaf0; }
.cta-card { color:#fff; border-radius:14px; background:linear-gradient(120deg,#203d68,#142747); box-shadow:none; }
.cta-card h2 { color:#fff; }
.cta-card .eyebrow { color:#e6c77f; }
.site-footer { color:#d3dceb; background:#101f38; }
.footer-brand { color:#fff; }
.footer-grid p,.footer-bottom { color:#aab8ce; }
.footer-links a:hover { color:#e6c77f; }
.notice { color:#35445e; border-left-color:#b48a3b; background:#f8f4e9; }
.rental-section { background:linear-gradient(120deg,#f8f7f3,#f0f2f6); border-color:#e1e4ea; }
.rental-points { color:#44536d; }
.rental-input-wrap { border-color:#cbd3df; border-radius:7px; }
.rental-input-wrap span { color:#a47a31; }
.rental-search-card>small { color:#657086; }
.page-hero h1 { color:#142747; }
.prose p,.prose li { color:#53617a; }
@media(max-width:640px) {
  .hero { padding:52px 0 48px; }
  .brand { font-size:16px; }
  .hero-card,.result-card { border-radius:12px; }
}